EU bank assets rose 5.18% in year to June, ECB data show

EU banks’ total assets rose 5.18% to €34.99 trillion in the year to June 2026, while their non-performing loan ratio edged up to 1.99%, according to European Central Bank data published on Friday.

The ECB said the ratio increased by 0.03 percentage points year on year. Banks’ aggregate return on equity was 5.31% in June, while their Common Equity Tier 1 capital ratio — a measure of capital strength — stood at 16.43%.

The figures cover 336 banking groups and 2,283 stand-alone credit institutions, non-EU-controlled subsidiaries and branches operating in the EU. Together, they account for nearly all of the bloc’s banking-sector balance sheet, the ECB said.

The quarterly dataset brings together indicators on profitability, assets, liquidity, funding, loan quality and capital. The ECB noted that some smaller and medium-sized reporters may use national accounting standards rather than international standards, and that published figures include some revisions to earlier data.