News Made Clear · Loading…
Category
Regions
Continents
Detected UK insurance fraud rose to £1.34bn in 2025
Loading statistics…
The value of fraudulent claims detected by UK insurers rose 14% in 2025, despite a fall in the number of cases identified.
Review information is loading.
UK insurers identified 93,900 fraudulent claims in 2025, 2.7% fewer than in 2024, while their total value rose from £1.18bn to £1.34bn. The average fraudulent claim detected was worth £14,300, the second-highest figure on record, according to Association of British Insurers (ABI) figures reported by the BBC. The figures count claims identified by insurers, not all insurance fraud. [1]
Among the cases highlighted by the ABI was a man sentenced to 28 months in prison in 2025 for false home-insurance claims involving supposedly stolen Lego and other expensive items. Citing the Insurance Fraud Enforcement Department (IFED), the BBC reported that he made the claims to Axa Insurance in 2021 and 2022. IFED said a search in 2023 found Lego sets matching those reported stolen displayed in his living room. He was also ordered to repay £14,000. [1]
The ABI also highlighted a man jailed for 20 months over staged car crashes involving women he met on dating sites, and another sentenced to four and a half years over more than £300,000 in fraudulent travel medical emergency claims. [1]
Motor insurance accounted for 55% of the fraudulent claims insurers identified, according to the ABI figures. Separately, exaggerated losses — claims inflated beyond the true value of a loss — were the most common type of fraud, with 26,900 cases identified. [1]
How do we know?
1 listed sources · explore evidence, limitations and provenance.
Sign in to give this article a thumbs up or down.
About this discussion and AI questions
Private test discussion. Comments are readers’ views and are not yet automatically fact-checked. Editing is available for 60 seconds after posting.
Sign in with a confirmed reader account and choose a username to read comments and participate.
Sorting applies to top-level comments; replies remain oldest first. New comments and likes can change the order. Refresh for the current ranking.
Loading comments…